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Horizon Elder Law & Estate Planning Blog

Tuesday, February 6, 2018

The Importance of a Durable Power of Attorney

What is a durable power of attorney?

A durable power of attorney (POA) allows you to appoint a trusted loved one to make vital health and financial decisions in the event you are ever incapacitated.  All thorough estate plans should include two or more power of attorneys to ensure their health and finances are protected no matter what the future holds.  Without these important documents in place, the court may be forced to order a Conservator to be your decision maker.  A conservatorship is expensive and there are no guarantees the court will appoint someone whom you would select.  You


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Sunday, January 28, 2018

What Veterans Need to Know About the Service-Disabled Veterans Insurance (S-DVI) Program

The Veterans Administration (VA) offers several benefits for disabled veterans. One of these programs is Service-Disabled Veterans Insurance (S-DVI). Unlike standard life insurance, which prefers to cover people who are in perfect health, the S-DVI program is only for people with disabilities. Veterans who might have a hard time obtaining conventional life insurance can get a small amount of coverage through this program.


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Wednesday, January 24, 2018

Seven Medicaid Myths Debunked

When it comes to long term care planning, it’s easy to become overwhelmed by so much information coming to you from many different sources. Sometimes you discover that your assumptions about something are way out in left field. It can be like that with Medicaid. Whether you receive Medicaid or not, you might be surprised by some of these common misconceptions about the program. Here are seven Medicaid Myths Debunked.


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Saturday, January 20, 2018

Stepping in to Care For Your Elderly Loved One

As the Baby Boomer generation continues to approach retirement age, more Americans may soon find themselves caring for their elderly parents.  According to MetLife, who provides a wide range of insurance options, over 10 million adult children over 50 are caring for an elderly parent.  This figure is expected to grow in the coming years.  Caring for an elderly loved one is a tremendous responsibility.  It is not always easy to know when to step in or what to do in order to ensure your aging parent receives the care they need.  Our San Ramon, California elder law attorneys offer some tips for when and how you can step in to assist your aging loved one.  


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Saturday, December 23, 2017

Best Practices in Avoiding Estate Planning Fraud

Your aging loved one has worked hard all her life, and now she wants to get her affairs in order so she can relax and enjoy her retirement, knowing her modest assets will go to her loved ones someday. She pays thousands of dollars for a beautifully packaged living trust, which she proudly places in her filing cabinet at home, with her other legal papers, insurance policies, and title documents.


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Tuesday, December 19, 2017

Understanding Medicare for Long-term Care Planning

Long-term care could be one of the most daunting expenses you ever face. You should consider this cost when you are strategizing for your financial future. You need to know what Medicare will pay for your long-term care and what other resources are available. Let’s talk about understanding Medicare for long-term care planning.


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Tuesday, December 12, 2017

What To Do When a Loved One Dies

The death of a loved one, no matter the circumstances, is a sad event.  In the wake of your loved one’s death, you may feel lost and confused as to the necessary next steps.  This can make an already tragic time all the more painful.  You may need legal assistance to get through the complex process of transferring your relative’s assets to his or her heirs.  Our San Ramon elder law attorney at Horizon Elder Law & Estate Planning outlines some important steps you should take following the death of a loved one below.


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Tuesday, November 14, 2017

Top Ten Things You Need to Know About Planning for Medi-Cal

If you are considering your options for medical coverage in California, you may be looking at Medi-Cal and Covered California. In some cases, it may be in your best interests to talk with a Medi-Cal planning attorney before you start the process.


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Saturday, November 11, 2017

Protecting Your Original Estate Planning Documents

The recent catastrophic fires in California and record flooding in Texas and Florida call attention to the importance of preserving our original documents.  If your original will is destroyed by a natural disaster, it could have implications for your estate plan and your heirs.  Our San Ramon, California wills and trusts attorneys at Horizon Elder Law & Estate Planning, Inc., discuss how you can protect your original will and what could happen if it is lost or destroyed below.  


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Wednesday, October 11, 2017

How Do I Qualify for Medi-Cal?


Every state creates and operates its own Medicaid program using state and federal funds. Medi-Cal is the California Medicaid program. If you live in California and you need health care, you may want to explore your options for Read more . . .


Friday, October 6, 2017

Talking to Your Family About Your Estate Plan


What estate planning topics should I discuss with my loved ones?

Broaching the topic of estate planning can be difficult.  Most of us are loathe to discuss death or finances, two of the primary concerns of an estate plan.  Even though it can be tough, it is vital that you set aside the time to have an informed conversation with your family about your estate plan.  After all, far more important than finances are your family relationships.  Our Read more . . .


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