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Horizon Elder Law & Estate Planning Blog

Monday, August 17, 2020

What Is the Medicaid Spend Down?


Many Americans get caught in a financial bind because they can't afford to pay for the nursing home out of pocket, but they have too many assets to qualify for Medicaid to pay for their long-term care and provide other valuable benefits. There is no asset limit for Medicare, but state and federal law require limited countable assets to be eligible for Medicaid.

A Read more . . .


Monday, July 27, 2020

Can I Visit my Aging Loved One During the Coronavirus Pandemic?


Caring for aging loved ones is a great responsibility, especially during the coronavirus pandemic. The CDC reports that people 65 and over are at higher risk of severe illness from COVID-19, facing a 31-70% hospitalization rate after contracting the disease, and up to a 27% mortality rate.
Read more . . .


Thursday, July 23, 2020

Alternatives to Nursing Homes: Protecting Your Elderly Loved Ones During a Pandemic


COVID-19 poses a severe health risk to the general population, and our seniors are especially vulnerable. According to the CDC, 8 out of 10 deaths reported in the U.
Read more . . .


Monday, July 20, 2020

What Is Life Care Planning?


Life care planning reflects a new mindset in estate planning. Traditionally, when a person set up an estate plan, the goal was to preserve as much wealth as possible for the next generation. One consequence of this approach was that heirs sometimes saw seniors as expensive liabilities on the family’s inheritance. Life care planning views older adults as valuable people whose comfort, safety, health, and well-being should be the first priority of their estate plan. A Read more . . .


Monday, June 29, 2020

5 Qualities of a Great Elder Law Attorney


Whether you need someone to advise and assist you with your elder law questions or you need help for an aging loved one, a California elder attorney can help. If you need to find someone to guide you through the process, it can help to know the five qualities of a great elder law attorney.
Read more . . .


Thursday, June 25, 2020

What to Look for in an Estate Planning Attorney


When you decide to protect your future and provide for your loved ones, a lawyer can help you formulate your plans and draft the documents you need. A California estate planning lawyer can do much more for you than merely write a will or living trust.
Read more . . .


Monday, June 22, 2020

Why Consider a Revocable Trust?


A revocable living trust could be a better option for you than a will or an irrevocable living trust. Each of these estate planning documents has advantages and disadvantages. If you are thinking about creating or updating your estate plan, a Read more . . .


Thursday, May 28, 2020

Should My Aging Parents Add Me to Their Bank Accounts?


If you are thinking about getting added to your aging parents’ bank accounts, you should realize and understand the risks. It is not automatically an unwise decision to get added to your parents’ accounts, but sometimes people experience adverse outcomes they did not anticipate.

It might seem convenient to have a joint bank account if you help your parents manage their finances. You might be able to accomplish the same goals through less risky alternatives. A Read more . . .


Thursday, May 21, 2020

How Do I Get My Will and Other Estate-Planning Documents Signed if I Can't Leave the House?


Although this situation could change at any time, California law does not currently (as of April 15, 2020), allow remote online notarization (RON) of documents. More than 20 other states allow RON, but California has not passed previously proposed attempts to allow RON. A Read more . . .


Thursday, May 14, 2020

If Someone Challenges my Trust, Will it go Through Probate?


If someone challenges your trust, the judge could modify the trust, terminate the entire trust, or deny the challenge. The person disputing your trust would have to file a lawsuit in the probate court. A Read more . . .


Monday, April 20, 2020

When Caregivers Are Abused: Setting Boundaries with Your Aging Loved One


We often discuss elderly abuse and nursing home abuse. However, caregiver abuse is also a serious problem for many individuals and families throughout the country. Elderly or incapacitated family members abuse their caregivers physically, verbally, or emotionally. Caregivers may excuse the behavior as a side-effect or symptom of an illness or medication, but this is not always the case. Our Read more . . .


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