Medi-Cal Planning

What will happen to you when you need long-term care? Are you in a financial position to afford the expense?

Very few have enough assets to cover extended nursing home stays, particularly in California, where monthly care costs can easily exceed $10,000.

At that rate, even those with sizable estates should consider all available options, including government benefits, when planning for long-term care.

A proactive approach to programs like Medicare can help you get benefits that will pay for your care. It's a good idea to work with a qualified Read more . . .

There are many different Medi-Cal programs, and each has its own rules for eligibility. In general, a VA pension counts as unearned income. Some Medi-Cal programs are not income-based, so a person with a higher income could qualify for those programs if they meet the requirements. Read more . . .

Medi-Cal is the Medicaid program in California. Federal and state taxes fund the program. It provides medical services for children and adults who have limited resources and income. With the help of a Read more . . .

No, you do not automatically get Medicare when you turn 65. You have to apply for Medicare and meet the eligibility requirements. You can face financial penalties if you do not sign up for Medicare by the deadline. There are multiple parts to Medicare and many options available for coverage. A California elder law attorney can help you navigate through the application process and appeal denials of eligibility or coverage.
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Many Americans get caught in a financial bind because they can't afford to pay for the nursing home out of pocket, but they have too many assets to qualify for Medicaid to pay for their long-term care and provide other valuable benefits. There is no asset limit for Medicare, but state and federal law require limited countable assets to be eligible for Medicaid.

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Many individuals will eventually need long-term care at some point in their lifetimes. Because the cost of long-term care is expensive, a vast majority of those individuals will need assistance paying for that care. Medi-Cal is the name of California’s Medicaid health care program.

However, individuals must qualify for Medicaid to receive assistance with long-term care costs. Our Read more . . .

Medi-Cal is the Medicaid health care program in California. If you have limited income and assets, you might qualify for several types of medical services through Medi-Cal. Medi-Cal offers health coverage at little or no cost if you are eligible and live in California.

Your age, income, and resources are some of the factors that the Department of Health Care Services (DHCS) will evaluate when determining whether you qualify for coverage. A Read more . . .