Tips for Choosing a Trustee
California Trusts – What You Need to Know
You are doing the adult thing and looking out for your loved ones. You bought life insurance and checked the beneficiaries on your retirement account, and now you are debating whether you should update that simple form will you made years ago or get a living trust. You are comfortable with your understanding...
The Importance of a Durable Power of Attorney
A durable power of attorney gives someone you trust the legal authority to make financial and medical decisions if you cannot speak or act for yourself. It remains in place during incapacity, unlike a non-durable power of attorney that can terminate when it is needed most, making it a core part of...
What Veterans Need to Know About the Service-Disabled Veterans Insurance (S-DVI) Program
The Veterans Administration (VA) offers several benefits for disabled veterans. One of these programs is Service-Disabled Veterans Insurance (S-DVI). Unlike standard life insurance, which prefers to cover people who are in perfect health, the S-DVI program is only for people with disabilities. Veterans who might have a hard time obtaining conventional life insurance can...
Seven Medicaid Myths Debunked
When it comes to long term care planning, it’s easy to become overwhelmed by so much information coming to you from many different sources. Sometimes you discover that your assumptions about something are way out in left field. It can be like that with Medicaid. Whether you receive Medicaid or not, you...
Stepping in to Care For Your Elderly Loved One
As the Baby Boomer generation continues to approach retirement age, more Americans may soon find themselves caring for their elderly parents. According to MetLife, who provides a wide range of insurance options, over 10 million adult children over 50 are caring for an elderly parent. This figure is expected to grow in the coming...
Best Practices in Avoiding Estate Planning Fraud
Your aging loved one has worked hard all her life, and now she wants to get her affairs in order so she can relax and enjoy her retirement, knowing her modest assets will go to her loved ones someday. She pays thousands of dollars for a beautifully packaged living trust, which she proudly places...
Understanding Medicare for Long-term Care Planning
Long-term care could be one of the most daunting expenses you ever face. You should consider this cost when you are strategizing for your financial future. You need to know what Medicare will pay for your long-term care and what other resources are available. Let’s talk about understanding Medicare for long-term care planning.
What...What To Do When a Loved One Dies
The death of a loved one, no matter the circumstances, is a sad event. In the wake of your loved one’s death, you may feel lost and confused as to the necessary next steps. This can make an already tragic time all the...
Top Ten Things You Need to Know About Planning for Medi-Cal
If you are considering your options for medical coverage in California, you may be looking at Medi-Cal and Covered California. In some cases, it may be in your best interests to talk with a Medi-Cal planning attorney before you start the process. To help you in your decision, here are the...