Category: Medi-Cal Planning

In most cases, a VA pension is counted as income when California determines eligibility for non-MAGI Medi-Cal programs, which evaluate both income and assets instead of relying on Modified Adjusted Gross Income (MAGI). These programs commonly apply to older adults and people with disabilities.

VA service-connected disability compensation is...

Qualifying an aging parent for Medi-Cal often requires strategic planning to preserve assets while meeting strict financial eligibility requirements. Families can use tools such as allowable asset transfers, exempt resources, and Medi-Cal-compliant trusts to help an older loved one qualify without spending down everything they worked for. Early planning matters because Medi-Cal...

No, you do not automatically get Medicare when you turn 65. You have to apply for Medicare and meet the eligibility requirements. You can face financial penalties if you do not sign up for Medicare by the deadline. There are multiple parts to Medicare and many options available for coverage. A California elder law...

Many Americans get caught in a financial bind because they can't afford to pay for the nursing home out of pocket, but they have too many assets to qualify for Medicaid to pay for their long-term care and provide other valuable benefits. There is no asset limit for Medicare, but state and federal law...

Long-term care in California can quickly become expensive, especially for families facing nursing home costs or advanced illnesses such as Alzheimer’s disease. Irrevocable trusts are one tool that may help protect certain assets, preserve a family home, reduce probate exposure, and support Medi-Cal eligibility planning. However, these trusts must be created carefully...

Medi-Cal is the Medicaid health care program in California. If you have limited income and assets, you might qualify for several types of medical services through Medi-Cal. Medi-Cal offers health coverage at little or no cost if you are eligible and live in California.

Your age, income, and resources are some of the factors...