Married Couples Can Maximize Social Security Benefits through File and Suspend

It works this way: at retirement age, the working spouse files for benefits and immediately suspends them. The non-working spouse can receive spousal benefits while the worker remains employed. The longer the worker delays retirement, the more credits he accumulates. His benefits can increase up to 8 percent a year by delaying retirement...

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Tips for Assisting Aging Parents

1. Life changes are difficult

Discussing life changes, such as moving (whether downsizing or finding a care facility), losing driving privileges, or a managing a tightening budget are hard conversations for an aging parent (actually having to plan for these can be even more overwhelming). Taking small steps toward specific goals can...

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